Rent vs Buy Calculator
Compare renting and buying over time, accounting for what else your money could do.
Frequently asked questions
It assumes that whatever you'd spend on a deposit and buying costs, plus any month where owning costs more than renting, could instead be invested at your assumed investment return. It then compares your property equity at the end of the period against what that invested amount would have grown to. This is a genuine simplification of a complex decision — not a prediction.